Financial Attorney Lauren Raysor
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Your Rights During Financial Distress

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Attorney Author Lauren Raysor
New York Creditor Negotiations & Lawsuit Defense Attorney

Creditor Negotiations & Lawsuit Defense

New York Creditor Negotiations & Lawsuit Defense Attorney

Creditor Negotiations Attorney

Creditors (people to whom you may owe money) are very well aware of the devices to get people to pay their debts. Often, these devices are used improperly or unjustly. These devices include collection calls, collection letters, and lawsuits. In many cases, these devices are steps to more severe measures creditors routinely take, like garnishment (which means that a creditor can seize part of your paycheck before you receive it) and foreclosure (which means that a creditor can seize your house, evict you from that house, and still demand money they claim is owed them later). It is absolutely critical that you act as early as possible to avoid use of these devices.

A New York creditor negotiations attorney can negotiate with creditors on your behalf. These creditors can be approached by your attorney to accept less than they claim from you, accept your repayment at later times and later dates, and hold off lawsuits. It is in their interests to cooperate with you, and it is much more likely to get this cooperation with use of a lawyer.

Most people are unaware that creditors have certain rules they themselves must follow by New York law, which laws limit the time and places they can call. We know those laws. Often, the very process of calling you and writing you letters is a stress on you and your family, which actually makes the situation to repay more difficult.

Lawsuit Defense Attorney

When creditors stop calling and stop letter writing, it is often a sign that they are preparing to sue you in court. A lawsuit is time consuming and expensive, and no one should try to defend a lawsuit without an attorney. Often, judges tell people who have no lawyers and who are being sued that they must hire a New York lawsuit defense attorney immediately. Of course, you must answer the complaint in court and the sooner you hire a lawyer, the better. Certain rights are lost if you do not answer a complaint in court within rigid time limits.

Please contact our New York creditor negotiations law firm with any questions you may have. Call Lauren P. Raysor today for your free consultation at 212.946.2605.